Ever since Johnny was diagnosed with cancer last year I have gone through a lot of changes emotionally, physically and spiritually.
I have not shared a lot of what we have been through. Some things I have just never felt the need to share and others I just wasn't comfortable about sharing. I was embarassed and felt like we might be looked down upon. The choices that we have made have not all been the right choices or the best choices.
You see Johnny and I got into church after my Mamaw died. That was a time in my life that I felt great conviction and had to get things right. I was raised in a Baptist church but we visited pentecostal churches. I had family that went to Dante Church of God and that was the only church I could think of to go to when I could find no peace. I was not sure how Johnny would react but I had to make things right for me first, then I would worry about how he would react.
He was as ready as me, I think so there was really nothing to worry about. That was in 2002. We have been in church ever since.
We have walked through trials that I was not sure we would make it through but God's grace, mercy and strength always got us through.
Money was one of our biggest problems. Bad choices on both our parts created a huge financial mess. We reached the point that the only way we could see out was bankruptcy. I know there will be people who criticize that decision. We have a peace about it, we fought filing for a long time. If we had filed sooner instead of fighting it things would have actually been better. We owned 2 properties. The one we lived in and one that Johnny had from his first marriage. Let me say that had I not been so stubborn about moving into his place we would have been a lot better off. I just couldn't stand the thought of living in the middle of what I considered no where. We are at least 10 miles from any type town like place. That is the best way I know to explain it.
The family living in his place was renting to own from us. We had problems from the beginning with him not paying like he should. So as the years passed and we made financial decisions things got worse. I prayed and prayed but I didn't make changes that I should have made. I was not in the least bit frugal. I bought what I wanted when I wanted it. We had so much debt. Our mortgage was one of those fixed rate for 2 years then became adjustable. Well, when the 2 years was up we were ruined. We could not refinance so our mortgage kept going up. The place was not worth hardly anything, it needed so much work we could not get it done. It needed a lot of work when we moved in and we were never able to get it all done. One thing after another went wrong.
Anyway we kept putting off filing for bankruptcy. We tried to find part time jobs to help make extra income to start paying off debt. There was so much I still did not know. My mind set was still not what it should have been. One thing was I hated the place we lived. I also had never had any real financial training. Sometimes we have to walk through things so we can grow and change. We finally decided we could put it off no longer this was in December 2006. We filed and started making changes. The man renting from us was way behind. We decided we were going to have to make him catch up or move out. Johnny was very nice and let our needs go to help them out. He had to realize he could no longer do that. We decided to let the property that we lived in go back and move into the other one. So we started the processes. We started moving on January 15, 2007. There was so much work that needed to be done. They had not taken care of the place. Johnny kept working and I started trying to get the place ready. We started living here in February. I was still slowly trying to get rid of things because this place was smaller. Then Johnny got his diagnoses at the end of the month. He took his vacation and we got everything moved. It was a mess. I had to buy a tent to put everything in so we could get it out here while he could help me.
My point in saying all this is that God knew what we were fixing to walk through. We have pretty much lost everything. The tent blew up during a storm about 6 to 8 weeks after we bought it. Everything had to be gone through again. Most of it was ruined and had to be hauled off. Johnny was in the middle of treatments so that was hard.
We still have stuff sitting in the backyard under tarps because we can not afford to buy a building. We slowly keep getting rid of stuff because it keeps getting wet under the tarps.
What has happened to me is where all this is going. I have gone from being materialistic to being frugal. I still have a ways to go and get very discouraged sometimes. There are still things I must do and I still fight God on them. I have come to realize that I need to learn how to say no and that I can't do everything. We are so involved in things at church that my family suffers. God is helping me realize that outreach ministry starts at home. You can not neglect your family and save the world. As a wife and mother my first ministry should be my home. How can you be a Proverbs 31 woman and never be home.
Now I have to make the changes to get where I need to be. I home school and we are very involved with 4H. We love 4H. It is helping me to realize where I am needed most. We are depending on God but not sitting idly waiting for him to drop blessings from heaven. We are trying to be good stewards with what we have. When we learn that then God can expand our borders.
I am still not sure I have really gotten my point across the way I wanted to.
**foot note**
We filed chapter 13 bankruptcy which means we pay on it every month.
I know this is long but I needed to post it. I will be trying to post honestly about all that we are walking through and doing. Part of walking through all this is also sharing our testimony. I will have more along the lines in the future.
Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts
Saturday, September 6, 2008
Saturday, March 29, 2008
Riches, Contentment, Stewardship
You may ask what kind of title is that. Well, they are really tied together. God has really worked on me about these things for over a year now. I wasn't getting it at first. Then Johnny got sick and I got it but really couldn't do a whole lot. Now I am feeling those tugs in this direction again. They are stronger and more urgent than before.
While reading and praying this morning God gave me some scriptures I want to share with you. They are on riches, contentment and stewardship. I am not going to share today on all that has happened to get us to this point, I will do that in another post soon.
In the last 2 years we have lost much. I am talking material, emotional, financial and even spiritual.
We are now getting very close to barebone. That is ok though. We need to be here and need to learn from this place.
We once had quite a bit. We were not good stewards, we were not content and we strove to have more. Well, we are now stripped of all these things and we are better people for it.
Proverbs 23: 4 & 5
Labor not to be rich; cease from thine own wisdom.
Wilt thou set thine eyes upon that which is not? For riches certainly make themselves wings; they fly away like an eagle toward heaven.
What I have learned is just what this scripture says. I no longer work to be rich in money, I work to be rich in Him. They do take wings. God does not and His wisdom is greater than any riches. I have learned that God knows what I have need of. All I have to do is let Him have control and my needs will be met. I said needs not wants. Everything we say we need is not really a need.
If you let God have control you can learn to be content.
Philippians 4:11 -13
Not that I speak from want, for I have learned to be content in whatever circumstances I am.
I know how to get along with humble means, and I also know how to live in prosperity; in any and every circumstance I have learned the secret of being filled and going hungry, both of having abundance and suffering need.
I can do all things through Christ who strengthens me.
Oh how true. We have to be content with where we are and what we have. No feeling sorry for yourself, no holding pity parties. Be thankful for what you have. I am thankful for what I have. I want to show God how thankful I am. I do not have riches here, but I have riches in heaven. That is where my heart is because what I love is there. This is only my temporary home, I will not live here forever. My home is in heaven with my Father and my Savior.
Be content with what you have.
Luke 16:10-13
He who is faithful in a very little thing is faithful also in much; and he who is unrighteous in a very little thing is unrighteous also in much.
Therefore if you have not been faithful in the use of unrighteous wealth who will entrust the true riches to you?
And if you have not been faithful in the use of that which is another's, who will give you that which is your own? No servant can serve two masters for either he will hate the one and love the other or else he will be devoted to one and despise the other.
We have to be good stewards of what has been given to us. Not just in money, but in all we have.
Land, home, time, food all these things can be wasted. I am sure we could think of even more things but you get my point. We have to take care of what we have, be good stewards of it and be content with it.
If we are wasteful and do not take care we will be in need. How can God help us if we are no true to His word. How can God help us if we do not take care of what we have and love what we have.
Too many times we say we are content but if we had this or that would be better. If you say that you are not content. You can dream, I am not saying that is wrong. I am saying that things are tough but THANK YOU GOD FOR ALL THAT I HAVE AND DON'T HAVE. I am happy in you and my family.
I will take care of what you have given me and encourage others to do the same.
I hope this makes sense and you understand what I am saying. I have been wasteful in the past and wanted more. Now I have little and love what I have. I want to take the best care of what I have so God can use me for His glory.
God Bless You All , Have A Glorious Day.
While reading and praying this morning God gave me some scriptures I want to share with you. They are on riches, contentment and stewardship. I am not going to share today on all that has happened to get us to this point, I will do that in another post soon.
In the last 2 years we have lost much. I am talking material, emotional, financial and even spiritual.
We are now getting very close to barebone. That is ok though. We need to be here and need to learn from this place.
We once had quite a bit. We were not good stewards, we were not content and we strove to have more. Well, we are now stripped of all these things and we are better people for it.
Proverbs 23: 4 & 5
Labor not to be rich; cease from thine own wisdom.
Wilt thou set thine eyes upon that which is not? For riches certainly make themselves wings; they fly away like an eagle toward heaven.
What I have learned is just what this scripture says. I no longer work to be rich in money, I work to be rich in Him. They do take wings. God does not and His wisdom is greater than any riches. I have learned that God knows what I have need of. All I have to do is let Him have control and my needs will be met. I said needs not wants. Everything we say we need is not really a need.
If you let God have control you can learn to be content.
Philippians 4:11 -13
Not that I speak from want, for I have learned to be content in whatever circumstances I am.
I know how to get along with humble means, and I also know how to live in prosperity; in any and every circumstance I have learned the secret of being filled and going hungry, both of having abundance and suffering need.
I can do all things through Christ who strengthens me.
Oh how true. We have to be content with where we are and what we have. No feeling sorry for yourself, no holding pity parties. Be thankful for what you have. I am thankful for what I have. I want to show God how thankful I am. I do not have riches here, but I have riches in heaven. That is where my heart is because what I love is there. This is only my temporary home, I will not live here forever. My home is in heaven with my Father and my Savior.
Be content with what you have.
Luke 16:10-13
He who is faithful in a very little thing is faithful also in much; and he who is unrighteous in a very little thing is unrighteous also in much.
Therefore if you have not been faithful in the use of unrighteous wealth who will entrust the true riches to you?
And if you have not been faithful in the use of that which is another's, who will give you that which is your own? No servant can serve two masters for either he will hate the one and love the other or else he will be devoted to one and despise the other.
We have to be good stewards of what has been given to us. Not just in money, but in all we have.
Land, home, time, food all these things can be wasted. I am sure we could think of even more things but you get my point. We have to take care of what we have, be good stewards of it and be content with it.
If we are wasteful and do not take care we will be in need. How can God help us if we are no true to His word. How can God help us if we do not take care of what we have and love what we have.
Too many times we say we are content but if we had this or that would be better. If you say that you are not content. You can dream, I am not saying that is wrong. I am saying that things are tough but THANK YOU GOD FOR ALL THAT I HAVE AND DON'T HAVE. I am happy in you and my family.
I will take care of what you have given me and encourage others to do the same.
I hope this makes sense and you understand what I am saying. I have been wasteful in the past and wanted more. Now I have little and love what I have. I want to take the best care of what I have so God can use me for His glory.
God Bless You All , Have A Glorious Day.
Thursday, January 3, 2008
Starting New
I am going to try really hard to start posting more on here. I want to participate in the things going on on Crystals site . We are really going to crack down this year and get our finances in shape. I will also be sharing more of what we are going through and have in the past year.
We have been very blessed by God this year. I think it is only right that I tell all who will listen how much He has blessed us and how great He is.
We have been very blessed by God this year. I think it is only right that I tell all who will listen how much He has blessed us and how great He is.
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